Private Loan

  • Consolidation of your credits by mortgage centralization: oxygenate your budget When you own a house and you like to maintain it with dignity, you take the risk of having a lot of expenses when renovating certain rooms and buying new furniture. And when your mortgage deals are still relevant, you can quickly feel trapped in all these repayments. In order to allow you to breathe again, we offer the purchase or consolidation of mortgages. Thanks to this one, you will be able to gather your loans in one file. In other words, it’s a real opportunity to make a fresh start. Mortgage centralization offers you the advantage of: Consolidate all your outstanding credits and private liabilities by taking out a single new mortgage on much better terms You do not lose any tax benefits You do not leave for a longer duration than expected, you go back on the remaining duration of your current mortgage credit. You do not have to pay anything, all the expenses are included in the operation followed by our experts in the matter More than one monthly payment per month, it makes your budget easier You reduce the amount of your monthly payments and your interest rate considerably You have the possibility to request cash in the operation for private reasons and / or possible works If you only want to refinance your mortgage, you can benefit from mortgage refinancing Together, we will study your current financial situation and determine the benefit of a rate lower than your current situation. We offer a completely free and non-binding study, a counselor specializing in the field can also move to your home to offer you the best solution for you. Ask for an appointment without commitment and without charge now! The solution for ambitious homeowners Crediloin has...
  • Consolidation of credits is a process that is very popular today. Also called restructuring or repurchase of debts or credits, or consolidation of debts, the regrouping of credits was popularized by the democratization of the credits of the consumption, more accessible and more frequent. Generally, when the issue of the pooling of credits arises, it is that the financial situation of the borrower (s) is not good… The grouping of credits is then intended to restructure debts and to lighten the loads acknowledgment. Still, the consolidation of credits should not be considered lightly. It must be used with caution and always turn to specialists in the field. What is credit pooling? This financial transaction consists of bringing together in a single loan, some or all of your debts. The constitution of this unique rescheduled credit allows to benefit from a certain reduction of its credit, while stabilizing its financial situation. Why restructure your debts? The pooling of credits is ideal when new objectives and new projects are on the horizon. This is the case with the acquisition of a new property, the replacement of a car, the financing of studies, etc. It is also good to restructure one’s debts in order to anticipate various future changes such as the entry into retirement, the loss of a job,… able to upset the whole course of a life. By doing so, it is possible to reduce its monthly payments, to gain some ability to save, while regaining some purchasing power. Indeed, the rebalancing of the budget in the long term thanks to the anticipations and the reduction of the monthly payments stabilizes the debt and brings it back even to the normal one. Remember that a person over-indebted runs the risk of being stuck at the BelBank and be marked by the...
  • June 16, 2019

    Money From Private Individuals

    If you want to borrow cash quickly and easily, some people first come up with the idea of ​​borrowing money from private individuals. However, the relationship with the private investor seems to have a significant impact on the realization of such a loan. When it comes to larger loan amounts, typically a loan is taken out privately, ie a loan financed by private investors. This is also possible, for example, through the credit comparison of The Duchess. As a rule, the borrower and the lender do not know each other and do not come in contact with each other personally.   But if you now want to borrow money from private individuals from your own circle of acquaintances, that makes the matter a bit more difficult. Among other things, this may be because the topic of lending money is still a taboo subject for many people. You do not want to reveal your own need, especially not to people you know well. On the other hand, it has advantages to borrow money from private individuals from the circle of acquaintances. Such private loans among friends or family are usually granted instantly and you do not have to go through a credit check as the business is based on mutual trust and personal commitment.   From whom would you not borrow money? With a survey among our clients, we wanted to find out who the majority would rather not lend money to. It turned out that especially former relationship partners are very unpopular financiers. Thus, with 71 percent of ex-partners ranked 1st But also the dear neighbors are among the persons from whom the respondents definitely do not want to lend money. Also reluctant is the own boss (60 percent) asked for money and the work colleagues (52 percent) are better...
  • I need urgent cash: do I use a overdraft or do I borrow a loan? This is a common question of who needs quick credit but does not want to pay dearly for it. By being approved in advance and available in the checking account for use at any time, the use of the overdraft deserves attention. Good Credit rated the interest on the overdraft and Personal Payday Loan, so you can make the best choice.   Special check: what is it for? Overdraft is a form of credit offered to banks to their account holders, but it is not a mandatory service. Anyone who has problems with credit restriction (dirty name) may have the overdraft request denied. The money available in the account (limit of the overdraft) can be used for any purpose, such as payment of bills, transfers and withdrawals. To check the limit of the overdraft, simply print the bank statement. The total account balance includes the overdraft limit, which can cause the false sense of having more money.   Is there an interest-free check? Every credit operation has interest rate, and with the overdraft would not be different. For customers to use the service more frequently, some banks offer the 10-day interest-free check. What some customers do not know is that if they exceed the stipulated deadline, they must pay retroactive interest, that is, from the first day of use of the limit. Therefore, the ideal is to get away from the overdraft and opt for a cheaper and unsurprising line of credit, such as a Personal Payday Loan. If you use overdraft often, count on Good Credit to reorganize your finances!   Interest on overdraft x Personal Payday Loan interest The overdraft interest rate is one of the highest practiced in the financial market, second...
  • I find this all too handy. Money that you raise for the renovation is provided for that purpose. This is often on deposit and you have to submit invoices to clear the bill. But even if the financier does not apply that control measure, that does not mean that you can use this money for acquisition purposes. Of course you go free as long as it goes well, but do you want to take that chance?   Bank loan In addition, a bank may require a reappraisal after a certain moment in order to re-determine the value of the converted collateral. Then someone comes to see and finds that the renovation has not taken place while the financier has provided the funds. Oops … loan is due, fine on your ass and I know a lot more hassle. Forced sale of a building that still needs to be rebuilt … Take another residual debt.  I wonder if you will be eligible for it after such antics.   Business loan I would find it a better plan to start working with a vendor loan. That is French for a loan that the seller provides to the buyer. Of course a salesman does not like that, but what is his alternative? Do not sell? He already has a lot of tobacco. In addition, it becomes difficult to sell to a third party if your partner leaves after a transfer. In short: there should be an opening there. Certainly if you can still contribute something to your own resources. But not from money intended for renovation.   I do not immediately see the restriction on the use of consumer credit, although I have no experience with that. I think taking over a business is a better investment than a vacation or a new...